Remove Credit Inquiries - Sample Letter to Remove Inquiry
Written by: Kristy Welsh
Use this Sample Letter to Ask Creditor to Remove Unauthorized Credit Inquiries
Here is a sample letter that can be sent to each credit bureau to request the removal of inquiries. The Fair Credit Reporting Act allows only authorized inquiries to appear on a consumer's credit report. You must challenge whether the inquiring creditor had proper authorization to pull your credit file. The only authorized agencies that can pull your credit are from an insurance company, using it for employment, a court order, or using it as a firm offer of credit such as buying a house or a car.
Your Social Security Number
To Whom it May Concern:
I recently pulled a copy of my credit report and noticed the following information are in error:
The FCRA states that the only permissible purpose for pulling someone's credit report is a) firm offer of credit b) insurance c) employment or d) a court order.
The following inquiries are related to none of the aforementioned permissible purposes.
2. Tri-City Credit
3. Factual Data
5. Chase Credit Research
Please remove these inquiries from my credit report. I have enclosed a copy of my driver's license as proof of identity.
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