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Articles to Help Rebuild Your Credit

Written by: Kristy Welsh

Many Americans who have seen their credit scores take a nose dive over the last few years due to late payments, foreclosures, bankruptcies, and out of control debt. With a little work you can rebuild your credit by removing negative items from your credit reports. But, removing negatives is not enough to increase your credit score. You also need to build up your credit history by adding new credit and paying your bills on time. This shows creditors you are able to repay your debts and you have turned your finances around. These are just a few of the steps we go over in the articles below to show you how to rebuild your credit and increase your credit score.

Rebuild Your Credit Using Credit Cards and Credit Unions

Settle Your Debts and Rebuild Your Credit

Creditors, Debt Collectors and the Statute of Limitation on Debt

  • How Collections Affect Your Credit Score - A collection and a charge-off will cause a big hit to your credit score. But just how bad are they and how can you get them off?
  • Spot the Collection Agency Violations - Is your phone ringing in the middle of the night? Collection agencies calling your employer? These are just a few of the violations made by collectors. See what they can and can not do to you.
  • What Are My Rights Regarding Collection Agencies? - Yes, you as a consumer do have rights when it comes to dealing with collection agencies. See what they are and if your rights are being violated.
  • Collection Agency Harassment - If you are being harassed by a collection agency, you can legally do something about it. This article shows you how to file a complaint with the FTC.
  • Statute of Limitations on Debts by State - Knowing the statute of limitations on debt in your state is crucial in debt settlement. We have a list, by state, of the statute of limitations on various types of debts.
  • Statute of Limitations for Judgments - As with debts, judgments also have a statute of limitations. Input your state into our chart and you will see the years and allowable percentage rate of interest on judgments.